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No, the fuses are separate, so work out your ratings before you fit it. Each holder takes a standard Midi or AMI fuse, and the rating you pick should match the cable on that circuit rather than the appliance. Buy a spare of each while you are at it.
You can, but the busbar tops out at 400A total, so 2 holders at 200A is the ceiling with nothing left over. In practice nobody runs both flat out. Size each fuse to its cable and keep the combined continuous load well under what the bar can pass.
Yes, that is the point of the modular format, with holders clipping together onto the same busbar as the build grows. Leave room beside it when you mount it. Adding another holder later is easy; finding spare bulkhead to put it on after everything else is in place is not.

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